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When Do Your Clients Need Umbrella Insurance?


Most of your clients will probably be unaware of umbrella insurance. In short, it’s an additional liability insurance that provides them with much more coverage than regular insurance. Think of it as an extra layer of financial security. Umbrella insurance comes with a wide range of benefits, but when should you offer this type of… Read more

Congrats to Our December 2018 Instructor of The Month – Craig Gatzulis

Blog, News

We’re happy to announce the winner of December 2018’s Instructor of the month – Craig Gatzulis! This two-time winner of the Hondros Instructor of the month has been with us for 19 years. Before working at Hondros, Craig managed a real estate office for 10 years. There, he learned a lot from other agents and… Read more

Ohio to Abolish Dower Rights


On November 14, 2018, H.B. 407 was referred to the Ohio Senate Judiciary Committee for consideration. The legislation which generally proposes to abolish dower rights in Ohio was passed by the Ohio House of Representatives in June of this year. If the legislation becomes law, Ohio will join 47 other states that have already abolished… Read more

What Are Desktop and Hybrid Appraisal Products?


What happens when a client requests for “alternative appraisal products”? They may call it a desktop appraisal, an evaluation, a value-check, or any one of a myriad of catchy titles. In a residential appraiser’s world of churning out URAR forms every day, this could be new territory. What is needed in a “desktop” or a… Read more

Realtors, Clients, and Nanny Cams at Open Houses


On August 10, 1948, Allen Funt brought the funny, popular, and long-running show “Candid Camera” to television. It turns out Mr. Funt was good at predicting the future because cameras are all around us these days. We can’t walk a step without seeing someone take a photo or video with their cell phone. Or watch… Read more

Homebuyers Protected by Ohio Consumer Sales Practices Act


Homebuyers that are subjected to unfair or deceptive practices (from their lender, mortgage broker or appraiser) during the home buying process have options under Ohio’s Homebuyer Protection Act. Adopted in the 1970’s, the Ohio Consumer Sales Practices Act or (CSPA) protects consumers from a supplier’s deceptive practices in a consumer transaction. In 2006, the law… Read more

How to Explain Adjustable Rate Mortgages to Your Client


Buyers can easily get overwhelmed by the number of financing options available to them. Your job, as a mortgage loan officer (MLO), is to make sure that your clients obtain the type of loan that is best suited for their financial situation and their goals. Adjustable rate mortgages can look very attractive to home buyers,… Read more

NAR REALTORS Conference & Expo 2018 Recap


The annual National Association of Realtors’ Conference & Expo took place in Boston, and gave new insights I couldn’t have found anywhere else! In past years, after attending this conference in New Orleans, San Diego, Orlando, and Chicago I am certain that this convention is vital to get the most current information on real estate… Read more

Governor Makes Appointments Affecting Real Estate Industry    


Governor Kasich has announced several appointments to state boards and commissions affecting the real estate industry. Ohio’s real estate related boards and commissions have broad powers to adopt rules affecting qualification for licensure and how members of the profession practice. Ohio law has specific requirements for individuals seeking appointment, such as obtaining a certain level… Read more

Should You Teach Insurance?


After several years working as an insurance agent, you might be looking for new opportunities. Teaching insurance to students who are looking to enter the industry or other agents who want to brush up on their job skills can provide you with a second income and lots of job satisfaction. But how do you know… Read more

Clients for Life: Staying Top-of-Mind with an Intentional Plan


You’re driving down the road and there it is – a competitor’s sign in your client’s yard. You’re incredulous! Didn’t you work night and day to find them that home? Why aren’t they loyal to you? How could this happen? The problem is, you’re not top-of-mind. Your name does not pop into their heads when… Read more

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