Steps to Licensure
Every MLO, or person seeking MLO licensure, must begin with registration with the Nationwide Mortgage Licensing System Registry (NMLS).
- Select “Log into NMLS”
- Select “Create an Individual Account”
- A confirmation message with your user name and ID will be displayed
- There is no cost to create an account
- You do not need to have completed your education, or licensing requirements to register
You’ll be assigned a unique MLS identification number, which is necessary for all pre-licensing activity.
Complete the 24 hours of pre-licensing education requirements either in the classroom or online. This includes the National SAFE Comprehensive MLO course and the Ohio SAFE OMBA course.
To schedule your exam, visit the NMLS Testing Resource Center. The exam fee is $110, and you’ll need your unique NMLS identification number for scheduling.
Pass the Exam
In case you don’t pass the first time, you can retake the exam after 30 days, paying the #110 exam fee again as well. However, after 3 failed attempts, you must wait 6 months before taking the exam again.
Finally, you must authorize both an FBI criminal history background check and a credit report, both to be executed via the NMLS.
Please note that for any additional questions regarding state specific licensing and testing contact the state regulatory agency or NMLS at 1-240-386-4444. For questions specific to Ohio licensing contact the Ohio Division Of Financial Institutions at 614-728-8400.