Steps to Licensure
Step 1 - Register with NMLS
In order to begin your mortgage career, you must register with the Nationwide Mortgage Licensing System Registry (NMLS). You’ll also be given a unique NMLS identification number, which is necessary for all pre-licensing activity.
Step 2 - Complete Required Education
Complete the 24 hours of pre-licensing education requirements either in the classroom or online. This includes the National SAFE Comprehensive MLO course and the Ohio SAFE OMBA course.
Step 3 - Review
Prepare and study with our Mortgage Loan Originators Review Crammer course and CompuCram Exam Prep Software.
Step 4 - Apply
Apply for your license by submitting the required documentation to the NMLS.
Step 5 - Exam Scheduling
To schedule your exam, visit the NMLS Testing Resource Center. The exam fee is $110, and you’ll need your unique NMLS identification number for scheduling.
Step 6 - Pass the Exam
In case you don’t pass the first time, you can retake the exam after 30 days, paying the #110 exam fee again as well. However, after 3 failed attempts, you must wait 6 months before taking the exam again.
Step 7 - Background Check
Finally, you must authorize both an FBI criminal history background check and a credit report, both to be executed via the NMLS.
Please note that for any additional questions regarding state specific licensing and testing contact the state regulatory agency or NMLS at 1-240-386-4444. For questions specific to Ohio licensing contact the Ohio Division Of Financial Institutions at 614-728-8400.